Consumer Affairs’ ranking of companies in the Medicare Advantage market is based on user submissions during the past 12 months. The organization compiled 1,577 submissions and ranked companies on an overall satisfaction scale. However, the overall satisfaction score does not rate individual plans, which gives a limited view of how well the company performs. In 2021, the J.D. Power Medicare Advantage Study ranked ten of the largest providers according to customer satisfaction. This report is not comprehensive enough to rate each plan, but it is an excellent place to start your comparison.
Plans are available in 42 states.
The company offers six types of health insurance plans. They are available in 42 states, but coverage may not be available everywhere. The company’s plan-finding tool is best to determine if your area is covered. It’s easy to search for plans by ZIP code and state and then compare the plans offered by the various carriers. You can also shop for a plan directly from the Aetna website. In addition, customers can estimate the cost by providing their date of birth, state, and ZIP code.
Some plans include telehealth services. These services can be used for urgent, primary, specialty, and behavioral health care. Telehealth providers are available 24 hours a day. The service works with thousands of participating retailers and is covered by Medicare.
Plans offer a $0 deductible for Tier 1 drugs.
Aetna Medicare Advantage Plans offer $0 deductibles for Tier 1 drugs, making them an ideal choice for people with limited income. Aetna plans cover a wide range of generic and brand-name drugs. You only have to pay a $2 copay for a 90-day supply of tier-1 drugs, and the plan also covers supplements. However, this plan does not cover Alaska.
Aetna’s three Part D plans have a different formulary: the list of covered prescription drugs. Each plan places different drugs in different tiers based on their costs. For example, Aetna’s cheapest plan offers a wide range of generic medications for a $0 copay. In addition to this, it includes dental, vision, and hearing benefits. Additionally, it has a fitness plan through SilverSneakers.
Another benefit of Aetna Medicare Advantage Plans is their low cost of care. For example, most plans will offer zero out-of-pocket coverage for your primary care visits, and some plans will include labs at no cost. Moreover, the company plans to maintain its member-in-network maximum out-of-pocket cost limits through 2023. In addition, it will decrease maximum out-of-pocket limits for 82% of Individual MA plans.
Plans cover vision care.
Aetna Medicare Advantage plans offer comprehensive vision coverage in a variety of ways. These plans cover routine vision care, including eye exams and eyeglasses or contact lenses. In addition, some plans cover routine vision care at no charge, while others may require you to pay a copay. When choosing a Medicare plan, look for the number of in-network vision care providers and what additional benefits the plan offers.
Medicare Part B may cover certain types of eye tests and treatments. Some of these include treatment for age-related macular degeneration, which can lead to vision loss. Treatment options may include medications, laser treatments, or visual aids. Medicare Advantage plans cover many of the same services Part B does, including routine eye exams and financial allowances for corrective lenses. Some plans also cover procedures such as cataract surgery, which replaces a cloudy lens with an intraocular lens.
Vision care services are not included in Original Medicare, but Part B does cover some vision-related services. In addition, Medicare Advantage Plans (M.A.) provide more comprehensive coverage than Original Medicare, and most plans cover routine eye exams.
Plans pay 100% of your Part A and B coinsurance.
Aetna’s Medicare Advantage plans cover the costs of Original Medicare and many other benefits. These plans include prescription drug coverage, vision and dental coverage, wellness programs, and in-home health visits. Some plans also include extras like meal delivery and hearing care. The cost of these extras may vary from plan to plan, so it’s essential to read the small print before signing up for a plan.
Most people have to pay a monthly premium to maintain their coverage. They also have to pay a deductible before their Part B benefits start paying for services. However, some plans don’t have any deductibles and charge a one-time premium. Moreover, some of these plans pay a small copayment for doctor visits.
You can compare plans by using Medicare’s plan finder. By entering your ZIP code, you’ll be able to compare plans from various insurers. You can also shop directly through Aetna’s website. To help you compare plans, remember that the Centers for Medicare and Medicaid Services rates them from best to worst. These ratings are based on customer satisfaction and quality of care.