Choosing the right dental insurance for you and your family can be very confusing. There are many things to consider, including the amount of coverage, a network of providers, and your plan’s cost. However, there are also many benefits to taking out a dental insurance plan.
PPO vs. DMO
Choosing the right dental insurance plan is essential. It can offer peace of mind and cover the cost of various dental services. However, depending on your coverage type, some limitations or deductibles may exist. Sometimes, you’ll have to go through a waiting period before receiving coverage.
Aetna offers several different dental plans to meet the needs of people. These include PPO, DHMO, and hybrid plans. These options provide a range of benefits for individuals and employers.
Aetna dental plans offer an extensive network of providers. You can find more than 120,000 dentists who accept Aetna as their preferred insurance provider. So whether you’re seeking preventive care, a tooth whitening service, or a new crown, you can find a dentist in the Aetna network. You’ll save money and get competent care at in-network prices.
Aetna dental insurance plans also provide free preventive care for children, adults, and teens. If you don’t have dental insurance, you can use the Aetna Vital Savings Plan to pay for specific dental services.
Choosing the right dental insurance plan can be difficult. However, Aetna has several programs that will fit your needs.
Among these are the Aetna Dental PPO plan, which offers the largest network of dentists. The Plan also provides a discount card, which can save you 15 percent to 50 percent on most services. You can order these cards online, by mail, or over the phone.
Aetna offers three types of reimbursements: an annual routine physical exam, specialty copayments, and emergency care copayments. In addition to these benefits, Aetna members can also take advantage of an exclusive member website that includes more than fifty oral health products.
The Plan also pays up to $2,000 per calendar year for covered dental expenses. The Plan does not cover preventive or other non-dental services. The Plan also reimburses for over 200 IRS-regulated expenses.
The Aetna Vital Savings card provides members access to a network of more than 250,000 independent practice providers. You can also save money using generic drugs and regular preventive care.
Network of providers
Having dental insurance can be expensive, but with Aetna’s dental insurance network of providers, you can have quality care at a reasonable price. These plans provide comprehensive coverage, including preventive care, dental cleanings, dental exams, crowns, tooth-colored fillings, and dentures.
Aetna has been in the insurance business for over a century. They serve thirteen million members in the United States. Their dental plans offer four top choices, plus discounts and benefits that can stretch health care dollars.
Aetna’s dental Plan is known as Preferred, but they also offer a Core plan. The Preferred Plan has benefit maximums set at $1,250 per person and covers the basics. The Core plan covers primary services at half the price.
Aetna’s Dental Direct offers 100% coverage for preventive care. This includes cleanings, tooth-colored fillings, exams, and x-rays.
Aetna’s DMO plan is available in all states except Alaska and is only available in areas where participating dentists exist. DMO plans generally cover significant services but may not provide benefits for some out-of-network services.
One-time enrollment fee
Whether looking for standalone dental coverage or a plan that covers you through your employer, Aetna has the options you need. This company has been in business for more than 150 years and is one of the largest insurance companies in the United States. Those who the company covers are entitled to quality dental care.
For individuals, Aetna offers a Vital Dental Savings Plan and a Dental Plus RX card that provides discounts on prescription drugs. The cards can be used at more than 68,000 pharmacies throughout the U.S. This company also offers a Preferred Provider Organization (PPO) plan, a type of insurance network.
Aetna also has a Dental Indemnity plan that allows individuals to receive dental services without a referral. This Plan requires users to pay the costs upfront, but the company will reimburse them for the expenses once they send in receipts.
Aetna also offers a Direct Core PPO plan that waives the waiting period. This Plan also provides 50% coinsurance for significant treatments. In addition, this Plan includes an individual deductible of $50 and a family deductible of $150.